COMMERCIAL GENERAL LIABILITY

Commercial General Liability insurance coverage is very important for your business. An incident such as a slip and fall could easily result in a very expensive claim bringing an extremely expensive lawsuit against the business, owner and/or proprietor. Without proper coverage, a claim could quickly force a business to close.

Commercial general Liability Insurance protects businesses from claims arising from alleged bodily injury, personal injury or property damage liability arising out of operations. 

Typically these claims arise from accidents occurring at your client’s location, or at your office. Coverage is provided for injury caused by you, your employees, or by subcontractors or suppliers working on your behalf.

Commercial General Liability insurance can include protection for civil suits arising out services rendered, products sold or operations in general including coverage for accidents occurring in and around premises owned or occupied by the Insured. Coverage payments may include as well as judgments, attorney fees, court costs, or other related expenses. 

General Liability should also provide advertising and personal injury (libel, slander) and contractual liability, but these features are often excluded for technology firms and picked up under either the Errors & Omissions policy or media liability policy.

This is only a simple description of what commercial liability insurance does.